A trusted guide for Arkansas families.
For over two decades, Sami L Richter has helped families across Arkansas protect what matters most — their loved ones, their legacy, and their peace of mind.
Designations
CSA · LUTCF · CEPP · CFF
Sami L Richter
Founder & Estate Planning Specialist
Sami L. Richter is a nationally recognized estate planning specialist and the founder of Compass Financial Group, LLC. With over two decades of experience in financial services and estate planning, Sami has built a reputation as one of Arkansas's most trusted advisors — known for her warmth, clarity, and unwavering commitment to her clients' best interests.
Born and raised in Arkansas, Sami understands the values that matter most to families in this region: hard work, faith, community, and leaving something meaningful behind. She founded Compass Financial Group with a single mission — to make estate planning accessible, understandable, and personal for every family she serves.
Sami holds four of the most respected designations in her field: Certified Senior Advisor (CSA), Life Underwriter Training Council Fellow (LUTCF), Certified Estate Planning Professional (CEPP), and Certified Financial Fiduciary (CFF). These credentials reflect her commitment to ongoing education and her clients' best interests. She is also a sought-after speaker and educator, regularly hosting free community workshops to help families take the first step toward protecting their legacy.
Outside of her professional life, Sami is a devoted mother and grandmother. Her personal experience navigating family transitions and estate matters gives her a unique empathy for the families she serves. She believes that every person — regardless of the size of their estate — deserves a clear, compassionate plan.
"My goal is simple — I want every family I work with to feel confident that the people they love will be taken care of. That peace of mind is priceless."
— Sami L Richter, Founder
What the letters mean
Certified Senior Advisor
Specialized training in the health, social, and financial issues that affect seniors and their families.
Life Underwriter Training Council Fellow
Advanced designation in life insurance and financial planning, recognized across the industry.
Certified Estate Planning Professional
Expert-level training in wills, trusts, beneficiary planning, and legacy preservation.
Certified Financial Fiduciary
Committed to acting in the client's best interest at every step — legally and ethically bound.
The Compass Team
Sami is supported by a dedicated team of professionals and an extended network of legal and financial experts — all working together to protect your family's future.
Sami L Richter
Founder & Lead Estate Planning Specialist
CSA · LUTCF · CEPP · CFF
Sami leads every client relationship personally, ensuring each family receives the highest standard of care and a plan tailored to their unique needs.
Client Services Team
Scheduling & Client Support
Our friendly client services team handles scheduling, follow-ups, and ensures every client feels welcomed and supported from first contact through plan completion.
Legal Document Partners
Estate Document Preparation
Licensed & Certified
Compass works with a network of licensed document preparation specialists to ensure your wills, trusts, and directives are accurate, legally sound, and properly executed.
Digital Legacy Specialists
Digital Vault & Legacy Technology
Our digital legacy team helps families organize, protect, and pass on their digital assets — photos, accounts, messages, and memories — using our secure Digital Vault platform.
Why Compass Financial Group?
Compass Financial Group was founded on a simple belief: every family deserves a clear path forward. Too many people put off estate planning because it feels complicated, expensive, or morbid. Sami started this practice to change that.
Based in Jacksonville, Arkansas, Compass Financial Group serves families across the state with personalized, compassionate guidance. Whether you're just starting to think about your legacy or you're ready to put a full plan in place, Sami and her team are here to walk with you every step of the way.
The name 'Compass' says it all — when life gets uncertain, you need something to point you in the right direction. That's exactly what Compass Financial Group is here to do.
Family First
Every decision we make is guided by what's best for your family — not a commission or a quota.
Plain English, Always
No jargon. No confusing paperwork. We explain everything clearly so you can make confident decisions.
Personalized Guidance
No two families are the same. Your plan is built around your life, your wishes, and your loved ones.
Trusted Credentials
Four nationally recognized designations — because your family's future deserves the highest standard of care.
Ready to take the first step?
Whether you have questions or you're ready to get started, Sami is here to help. Reach out today — there's no pressure, no obligation, just a conversation.